Nonprofit Insurance

Club and association insurance can include liability coverage for nonprofit groups that host meetings, events, or activities. It helps protect the organization, its members, and volunteers from third-party claims like bodily injury or property damage.

Even small, informal groups can be held legally responsible if someone is injured or property is damaged during a sponsored activity. Liability insurance helps cover legal costs, medical expenses, and other damages—so your group isn’t financially exposed.

We insure a wide range of nonprofit groups, including hobby clubs, game and social activity clubs, fraternal organizations, professional associations, community groups, support networks, and more—even if they aren’t formally registered as 501(c)(3)s.

Insurance isn’t required by law, but it’s often needed to rent venues, receive funding, or host public events. Many groups also choose to carry coverage for peace of mind and risk protection.

Coverage includes third-party claims for bodily injury, property damage, personal or advertising injury, and more. It applies to covered events, meetings, fundraisers, and regular group activities. View more about Nonprofit Liability Insurance

Yes. Our policies include coverage for active members and volunteers if they are sued while participating in your club’s insured events and activities.

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Yes. Liability coverage applies to a wide range of activities, including regular meetings, one-time events, community fundraisers, tournaments, and public gatherings hosted by your group.

Yes. Your group doesn’t need to be formally incorporated or a 501(c)(3) to be eligible for coverage. We insure many informal and grassroots organizations.

Yes. We provide insurance for nonprofit and not-for-profit clubs and associations, with or without 501(c)(3) status.

Pricing depends on the type of organization, number of members, and activities involved. Our liability policies are available for just a few hundred dollars per year. You can customize your coverage and view a quote instantly using our online quote.

Some groups also choose to add Accident Medical coverage, Directors & Officers (D&O) Liability, or Property (Inland Marine) coverage depending on their structure and activities. These optional coverages provide additional protection for participants and leadership.

Our policies are annual and provide coverage for 12 months from the start date you select.

Yes. You can purchase event insurance from our partner at specialeventinsurance.com. They offer single-day and multi-day event liability insurance. You can quote and buy a policy online as late as the night before the event.

We can work with national organizations or umbrella groups looking to insure their local chapters or clubs individually.

Yes. You can generate unlimited Certificates of Insurance and add Additional Insureds directly through your online account. There is no charge to add Additional Insureds to your policy. We also support special wording if required by the venue.

Additional Insureds can be added during policy purchase, or after purchase by signing in to manage your policy. If you need assistance adding an Additional Insured, just call us or request a Certificate of Insurance using our interactive contact form.